INVEST YOUR RAINY DAY SAVINGS TO BE PART OF THE REFRESHING AND EARN 7% INTEREST EACH YEAR GUARANTEED!

The team at Refreshment UK are inviting people to invest in loan stock with Refresh Invest, a company that will provide the pathway to seeing a national training centre in Blackpool and mission hubs in the centre of 7 towns.

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Refresh Invest is looking for investment over the course of 5 years of £2.8million, split into 400 loan stock units of £7000 each. The agreed return on the loan stock would be set at 7% APR and fixed for a term until 31st March 2030. Investors can have stock returned on the 1st April each year. However, stock is guaranteed at 7% APR throughout the entire term and interest paid annually.

The investment is set out to tackle two significant social needs in these areas that will bring change and transformation to the town:

• The presence of a hub, active in the centre of a town brings life and people into the area. For example, in Blackpool, we currently reach a network of 47 churches, and over 1000, and the hub would provide activities that would bring these people into Deansgate, an area of the town that is needs renovation. The 24-7 programme also reduces the risk of anti-social behaviour and brings lasting, permanent improvement. In each of these locations, businesses are leaving the main town centre, and building a community in the centre of these places will help bring revival and life to the high street.

• It is clear that there is a mental health crisis within the UK that a 24-7 facility in the centre of town can bring much needed help and freedom to some of those that use it. The aim of the hub is not to provide free services, but rather those that add purpose and value to the individuals and use it. Providing a space that helps bring community and meets people at the level of managed mental health, rather than crisis, will bring relief to other services and act as a support for other areas. The mission hub relies on a local network of volunteers.

Why investment?

Using community fundraising as the basis of funding brings a national network of people to support the work, and an investment programme takes the pressure off grant-making bodies and organisations. It also allows us to bless investors rather than take it away from them, and show how a Christian project can be influential and a blessing in many areas. Investment also allows us also to not compromise our tried and tested methods of bringing help and hope to a high street that will enhance these towns, as these are passionately Christian.

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How can we fund the return of 7% interest?

The return on the investment is funded in three ways:

• Unutilised investment is kept in a high-interest savings account of 2.5%

• The local hubs have a commercial element to them and a levy will be charged

• The 400 Club fundraising campaign is based on community fundraising, enabling us to claim Gift Aid of 25% on a significant amount of donations

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Become an investor today and bring help and hope to the high street.​